Are you hoping to buy a house in the Parkrose area of Portland? I would love to be your real estate agent, and now’s the time to get prepared!
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7 Do’s and 3 Don’ts for Buying a Home in Parkrose.
This site is full of information useful to you as you consider buying a home in the Parkrose area. Check out the neighborhood tabs to read more about each area, and check out the stories, resources, and parks tabs to discover more in Parkrose!
When you’re ready to start a conversation with me about buying, One of the first questions I’ll typically ask you is whether you’ve looked into getting a mortgage or talked with a mortgage lender. If you haven’t, I would be happy to recommend a mortgage lender who fits you and your goals. This is a great place to start after talking with me as a Realtor because many people are surprised for better or worse about their full financial picture from a lender’s perspective and how that affects the amount they can borrow. Some people assume they need a higher credit score than they do or that they need to have a down payment that will be 20% of the purchase price. Many loan programs are available that require between 0% and 5% down as a minimum. A lender will also be able to offer you advice and the next steps to take if they aren’t able to approve you for a loan so that you can be approved sooner than later.
Once we’ve talked on the phone or e-mailed, we can sit down for a chat before we start the house hunt in earnest. I’m happy to hear about what your wants and needs are and answer your questions about the home-buying process. Investing this time together early on can make the whole process go smoothly because I will understand your priorities, needs, and motivations, and you will have an accurate expectation for your transaction and how the real estate market is trending.
Another great way to get in the mode of house shopping is going to open houses, and I keep an updated list of all the open houses scheduled in the Parkrose area.